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Contract Standards

How Our Contract Works

We don't start work without a signed written contract. Here's exactly what's in it and why each section protects you.

The NYC Legal Requirement

Written contracts aren't optional in NYC.

NYC Administrative Code §20-386 et seq. requires every licensed home improvement contractor to provide a written contract for residential work valued at $200 or more. A contractor who performs work without a written contract is in violation of this law and can face license suspension.

Many contractors skip the contract or hand you a one-page estimate and call it a contract. That document does not protect you. A real HIC-compliant contract is a detailed document covering scope, payment, timeline, warranty, and your legal rights. We produce one on every job — not because we're required to, but because it's the only way to run a project cleanly.

What's In Our Contract

Every section, explained.

Section 1
Parties & Project Address
Full legal names of both parties (contractor and homeowner), the property address where work will be performed, and Lintel NY's NYC HIC license number. Required by NYC law.
Section 2
Detailed Scope of Work
A line-by-line description of every trade included in the project: demolition, plumbing, electrical, waterproofing, tile, carpentry, painting, and finishes. No vague language. No hidden allowances. You see exactly what is included and what is explicitly excluded.
Section 3
Material & Fixture Specifications
Key material specifications are listed: waterproofing system (e.g., Schluter KERDI), tile standards (DCOF slip rating for floors), paint grade (e.g., Benjamin Moore Aura), and any client-selected fixtures noted by model or allowance amount. This prevents material substitution disputes.
Section 4
Contract Price & Payment Schedule
Total contract price stated clearly. Payment schedule tied to project milestones — not to calendar dates. Typically: deposit on signing, draw at rough-in completion, draw at tile/finish start, and final payment only after punch list sign-off. We do not collect the final payment before the project is complete to your satisfaction.
Section 5
Project Timeline
Estimated start date and projected completion date. Timeline is subject to permit approval timelines, material lead times, and weather-related delays (for exterior work). Any timeline changes are communicated in writing.
Section 6
Permit Responsibility
States clearly that Lintel NY is responsible for filing all required DOB permits and scheduling inspections. Permit fees are itemized as a line item in the estimate — not buried in overhead. We do not start work requiring permits without first obtaining them.
Section 7
Change Order Procedure
Any modification to the original scope — whether homeowner-requested or caused by unforeseen existing conditions — requires a written and signed change order before additional work begins. No verbal approvals. See our Change Order Policy for details.
Section 8
Warranty Terms
Lintel NY provides a 2-year labor warranty on all completed work. The warranty covers defects in workmanship — not material failure from normal wear, homeowner misuse, or acts of nature. See our Warranty & Closeout Policy for specifics.
Section 9
Your Right to Cancel
Under NYC HIC law, you have the right to cancel a signed contract within three business days of signing, without penalty and without losing your deposit. This cancellation right is stated explicitly in the contract. We don't pressure you to waive it.
Section 10
Dispute Resolution
Unresolved disputes are subject to NYC DCWP mediation. You retain the right to file a complaint with DCWP against a licensed contractor. We have never had a DCWP complaint filed against us.
Every Contract Includes
Detailed scope of work
Line-item pricing
Milestone-based payment schedule
Project timeline
Permit responsibility
Change order procedure
2-year labor warranty
3-day cancellation right
NYC HIC license number
NYC HIC Requirement
NYC Admin Code §20-386 requires a written contract for all home improvement work over $200. Contractors without a written contract are in violation of NYC law.
Request a Written Scope
Ready to see what a Lintel NY scope of work looks like for your project? Start with an estimate request.

Payment Structure

How payments work — and what to avoid.

Our payment schedule is tied to milestones, not dates. You pay for work completed, not for work promised. Final payment is never due until the punch list is signed off — meaning every outstanding item has been addressed to your satisfaction.

Deposit (On Signing)
A reasonable deposit confirms your project start date and covers material procurement. Lintel NY does not require 50% upfront — a large deposit before any work starts is a red flag with any contractor. Our deposit is proportional to the project size and material lead times.
Progress Draws (Milestone-Based)
Additional payments are triggered by measurable project milestones — rough-in complete, waterproofing installed, tile complete, finishes installed. Each draw is tied to observable, verifiable work that has been completed on site. We do not collect progress payments for work not yet done.
Final Payment (After Punch List)
The final payment is due only after a formal punch list walkthrough and written sign-off from you confirming all work is complete. If items remain outstanding, the final payment is held until they're resolved. This is how it should work.
What to Watch Out For
Be cautious of contractors who require more than 30% deposit before starting, demand large payments before completing milestones, or ask for cash payments without receipts. These are patterns associated with contractor abandonment and disputes.

FAQ

Contract questions answered.

Our contracts include: detailed scope of work with line-item pricing, material specifications, milestone-based payment schedule, projected timeline, permit responsibility, change order procedure, 2-year labor warranty terms, and your 3-day right to cancel under NYC HIC law. We review the contract with you before signing — not after.
Yes. Under NYC HIC law, you have three business days from the date of signing to cancel the contract without penalty. Your deposit is refunded in full. This right is stated explicitly in our contract. We do not waive it or discourage you from using it — if you need more time to think, take it.
Any change to the agreed scope — additions, substitutions, or reductions — is handled through a written change order. The change order describes the modification, the price impact (up or down), and requires your signature before we proceed. We don't start extra work without written approval. See our Change Order Policy for details.
Unforeseen conditions — old plumbing that needs replacement, damaged structural elements, asbestos-containing materials — are documented, photographed, and presented to you in a written change order before any additional work proceeds. We never do extra work and add it to your bill without prior approval. The original contract price covers the agreed scope only.
Yes. Our contract format includes the information most co-op and condo boards require: contractor name, license number, insurance details, scope of work, and timeline. We are experienced with NYC alteration agreement packages and can provide supporting documentation (COI, license verification, insurance certificates) directly to your managing agent.
Request a Written Scope for Your Project
Tell us about your renovation and we'll send a detailed written scope of work within 48 hours.
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Every project. Every time. In writing.

No verbal agreements. No handshake deals. A complete written contract before a single tool is picked up.